Debt service ratio, private sector

Fetched 18 Sep 2026, 10:17 UTC

12.9 %

Normal 2.0 pp below the 14.9 % trigger · falling

As of Q1 2026 · Threshold > 10-yr mean + 1 pp

1999 to 2026 · percent. Shaded bands are recessions.

What it is

Interest plus amortisation of the private non-financial sector as a share of income.

Threshold source: Drehmann and Juselius (2012), BIS. How thresholds are chosen

Known weaknesses

Assumes a standard maturity for all debt.