{
 "id": "uk-houses",
 "name": "House prices, y/y",
 "region": "uk",
 "layer": "cycle",
 "unit": "%",
 "cadence": "quarterly",
 "state": "watch",
 "qualifier": "1.2 pp above",
 "threshold": {
  "label": "\u003c 0 for 2 quarters",
  "op": "lt",
  "value": 0
 },
 "distance": 1.177618,
 "score": 57.4,
 "latest": {
  "period": "2026-01-01",
  "value": 1.177618
 },
 "stale": false,
 "trend": "falling",
 "publisher": "Bank for International Settlements, from the ONS house price index",
 "series_code": "WS_SPP Q.GB.N.628",
 "licence": "BIS terms of use: free reuse with attribution",
 "description": "Nominal residential property prices, all dwellings, as a change over four quarters, from the BIS's selected series, which restate the ONS house price index on a common base. Housing is the largest asset households own and the collateral behind most private credit, so a year-on-year fall in prices marks the point at which a slowdown reaches balance sheets. The series was added in September 2026 after an outside review.",
 "points": [
  {
   "period": "1969-04-01",
   "value": 5.556067
  },
  {
   "period": "1969-07-01",
   "value": 2.702945
  },
  {
   "period": "1969-10-01",
   "value": 5.405889
  },
  {
   "period": "1970-01-01",
   "value": 5.405889
  },
  {
   "period": "1970-04-01",
   "value": 2.631808
  },
  {
   "period": "1970-07-01",
   "value": 7.895425
  },
  {
   "period": "1970-10-01",
   "value": 5.128641
  },
  {
   "period": "1971-01-01",
   "value": 7.692961
  },
  {
   "period": "1971-04-01",
   "value": 10.257281
  },
  {
   "period": "1971-07-01",
   "value": 12.196107
  },
  {
   "period": "1971-10-01",
   "value": 17.07455
  },
  {
   "period": "1972-01-01",
   "value": 21.430261
  },
  {
   "period": "1972-04-01",
   "value": 30.234886
  },
  {
   "period": "1972-07-01",
   "value": 39.129652
  },
  {
   "period": "1972-10-01",
   "value": 43.749569
  },
  {
   "period": "1973-01-01",
   "value": 50.980456
  },
  {
   "period": "1973-04-01",
   "value": 44.64254
  },
  {
   "period": "1973-07-01",
   "value": 34.375081
  },
  {
   "period": "1973-10-01",
   "value": 26.086435
  },
  {
   "period": "1974-01-01",
   "value": 14.284486
  },
  {
   "period": "1974-04-01",
   "value": 8.640461
  },
  {
   "period": "1974-07-01",
   "value": 3.488641
  },
  {
   "period": "1974-10-01",
   "value": 3.448538
  },
  {
   "period": "1975-01-01",
   "value": 3.409347
  },
  {
   "period": "1975-04-01",
   "value": 5.682246
  },
  {
   "period": "1975-07-01",
   "value": 7.865754
  },
  {
   "period": "1975-10-01",
   "value": 7.77835
  },
  {
   "period": "1976-01-01",
   "value": 8.791849
  },
  {
   "period": "1976-04-01",
   "value": 9.678109
  },
  {
   "period": "1976-07-01",
   "value": 8.333908
  },
  {
   "period": "1976-10-01",
   "value": 9.277277
  },
  {
   "period": "1977-01-01",
   "value": 7.069508
  },
  {
   "period": "1977-04-01",
   "value": 5.881112
  },
  {
   "period": "1977-07-01",
   "value": 6.729606
  },
  {
   "period": "1977-10-01",
   "value": 8.491229
  },
  {
   "period": "1978-01-01",
   "value": 10.378169
  },
  {
   "period": "1978-04-01",
   "value": 13.889954
  },
  {
   "period": "1978-07-01",
   "value": 18.01787
  },
  {
   "period": "1978-10-01",
   "value": 22.608883
  },
  {
   "period": "1979-01-01",
   "value": 26.496186
  },
  {
   "period": "1979-04-01",
   "value": 30.080633
  },
  {
   "period": "1979-07-01",
   "value": 31.298819
  },
  {
   "period": "1979-10-01",
   "value": 29.786984
  },
  {
   "period": "1980-01-01",
   "value": 29.053767
  },
  {
   "period": "1980-04-01",
   "value": 23.749651
  },
  {
   "period": "1980-07-01",
   "value": 19.766849
  },
  {
   "period": "1980-10-01",
   "value": 13.114799
  },
  {
   "period": "1981-01-01",
   "value": 8.376677
  },
  {
   "period": "1981-04-01",
   "value": 7.576328
  },
  {
   "period": "1981-07-01",
   "value": 4.85472
  },
  {
   "period": "1981-10-01",
   "value": 2.415633
  },
  {
   "period": "1982-01-01",
   "value": 0
  },
  {
   "period": "1982-04-01",
   "value": 1.408549
  },
  {
   "period": "1982-07-01",
   "value": 2.314208
  },
  {
   "period": "1982-10-01",
   "value": 5.659994
  },
  {
   "period": "1983-01-01",
   "value": 11.594238
  },
  {
   "period": "1983-04-01",
   "value": 10.648116
  },
  {
   "period": "1983-07-01",
   "value": 12.669883
  },
  {
   "period": "1983-10-01",
   "value": 12.053723
  },
  {
   "period": "1984-01-01",
   "value": 9.523775
  },
  {
   "period": "1984-04-01",
   "value": 9.204966
  },
  {
   "period": "1984-07-01",
   "value": 8.835323
  },
  {
   "period": "1984-10-01",
   "value": 9.561787
  },
  {
   "period": "1985-01-01",
   "value": 8.695624
  },
  {
   "period": "1985-04-01",
   "value": 9.19541
  },
  {
   "period": "1985-07-01",
   "value": 7.380004
  },
  {
   "period": "1985-10-01",
   "value": 9.454626
  },
  {
   "period": "1986-01-01",
   "value": 11.636602
  },
  {
   "period": "1986-04-01",
   "value": 12.631298
  },
  {
   "period": "1986-07-01",
   "value": 15.120824
  },
  {
   "period": "1986-10-01",
   "value": 14.617885
  },
  {
   "period": "1987-01-01",
   "value": 15.635197
  },
  {
   "period": "1987-04-01",
   "value": 15.576417
  },
  {
   "period": "1987-07-01",
   "value": 16.119036
  },
  {
   "period": "1987-10-01",
   "value": 19.710124
  },
  {
   "period": "1988-01-01",
   "value": 21.126839
  },
  {
   "period": "1988-04-01",
   "value": 22.910902
  },
  {
   "period": "1988-07-01",
   "value": 32.648049
  },
  {
   "period": "1988-10-01",
   "value": 32.687605
  },
  {
   "period": "1989-01-01",
   "value": 30.232343
  },
  {
   "period": "1989-04-01",
   "value": 27.193142
  },
  {
   "period": "1989-07-01",
   "value": 16.278935
  },
  {
   "period": "1989-10-01",
   "value": 7.299497
  },
  {
   "period": "1990-01-01",
   "value": 2.85705
  },
  {
   "period": "1990-04-01",
   "value": -1.551835
  },
  {
   "period": "1990-07-01",
   "value": -3.166618
  },
  {
   "period": "1990-10-01",
   "value": -2.72128
  },
  {
   "period": "1991-01-01",
   "value": -2.083196
  },
  {
   "period": "1991-04-01",
   "value": -1.576006
  },
  {
   "period": "1991-07-01",
   "value": -1.377034
  },
  {
   "period": "1991-10-01",
   "value": -0.699062
  },
  {
   "period": "1992-01-01",
   "value": -0.886587
  },
  {
   "period": "1992-04-01",
   "value": -3.02483
  },
  {
   "period": "1992-07-01",
   "value": -4.537561
  },
  {
   "period": "1992-10-01",
   "value": -7.394592
  },
  {
   "period": "1993-01-01",
   "value": -5.366812
  },
  {
   "period": "1993-04-01",
   "value": -2.201989
  },
  {
   "period": "1993-07-01",
   "value": -0.548183
  },
  {
   "period": "1993-10-01",
   "value": 1.521023
  },
  {
   "period": "1994-01-01",
   "value": 2.079545
  },
  {
   "period": "1994-04-01",
   "value": 2.626519
  },
  {
   "period": "1994-07-01",
   "value": 2.389569
  },
  {
   "period": "1994-10-01",
   "value": 3.557996
  },
  {
   "period": "1995-01-01",
   "value": 1.481279
  },
  {
   "period": "1995-04-01",
   "value": 1.2798
  },
  {
   "period": "1995-07-01",
   "value": 0.359092
  },
  {
   "period": "1995-10-01",
   "value": -0.36169
  },
  {
   "period": "1996-01-01",
   "value": 2.007445
  },
  {
   "period": "1996-04-01",
   "value": 1.08311
  },
  {
   "period": "1996-07-01",
   "value": 4.114486
  },
  {
   "period": "1996-10-01",
   "value": 7.441252
  },
  {
   "period": "1997-01-01",
   "value": 7.334455
  },
  {
   "period": "1997-04-01",
   "value": 9.285782
  },
  {
   "period": "1997-07-01",
   "value": 10.480992
  },
  {
   "period": "1997-10-01",
   "value": 7.939185
  },
  {
   "period": "1998-01-01",
   "value": 9.166772
  },
  {
   "period": "1998-04-01",
   "value": 12.744912
  },
  {
   "period": "1998-07-01",
   "value": 11.975208
  },
  {
   "period": "1998-10-01",
   "value": 12.049885
  },
  {
   "period": "1999-01-01",
   "value": 10.076291
  },
  {
   "period": "1999-04-01",
   "value": 8.840736
  },
  {
   "period": "1999-07-01",
   "value": 10.416719
  },
  {
   "period": "1999-10-01",
   "value": 13.966557
  },
  {
   "period": "2000-01-01",
   "value": 15.950057
  },
  {
   "period": "2000-04-01",
   "value": 17.443317
  },
  {
   "period": "2000-07-01",
   "value": 13.081646
  },
  {
   "period": "2000-10-01",
   "value": 13.357777
  },
  {
   "period": "2001-01-01",
   "value": 10.167397
  },
  {
   "period": "2001-04-01",
   "value": 8.163284
  },
  {
   "period": "2001-07-01",
   "value": 9.900047
  },
  {
   "period": "2001-10-01",
   "value": 4.648623
  },
  {
   "period": "2002-01-01",
   "value": 8.577711
  },
  {
   "period": "2002-04-01",
   "value": 13.417104
  },
  {
   "period": "2002-07-01",
   "value": 16.902683
  },
  {
   "period": "2002-10-01",
   "value": 25.206712
  },
  {
   "period": "2003-01-01",
   "value": 23.40001
  },
  {
   "period": "2003-04-01",
   "value": 17.560113
  },
  {
   "period": "2003-07-01",
   "value": 13.160256
  },
  {
   "period": "2003-10-01",
   "value": 10.066039
  },
  {
   "period": "2004-01-01",
   "value": 9.07615
  },
  {
   "period": "2004-04-01",
   "value": 12.028382
  },
  {
   "period": "2004-07-01",
   "value": 13.848477
  },
  {
   "period": "2004-10-01",
   "value": 12.293854
  },
  {
   "period": "2005-01-01",
   "value": 9.003526
  },
  {
   "period": "2005-04-01",
   "value": 5.858089
  },
  {
   "period": "2005-07-01",
   "value": 3.966115
  },
  {
   "period": "2005-10-01",
   "value": 3.455735
  },
  {
   "period": "2006-01-01",
   "value": 6.378947
  },
  {
   "period": "2006-04-01",
   "value": 7.299222
  },
  {
   "period": "2006-07-01",
   "value": 7.829131
  },
  {
   "period": "2006-10-01",
   "value": 9.76909
  },
  {
   "period": "2007-01-01",
   "value": 10.582055
  },
  {
   "period": "2007-04-01",
   "value": 10.714271
  },
  {
   "period": "2007-07-01",
   "value": 10.396027
  },
  {
   "period": "2007-10-01",
   "value": 8.252428
  },
  {
   "period": "2008-01-01",
   "value": 3.668287
  },
  {
   "period": "2008-04-01",
   "value": -0.767998
  },
  {
   "period": "2008-07-01",
   "value": -7.174846
  },
  {
   "period": "2008-10-01",
   "value": -13.303405
  },
  {
   "period": "2009-01-01",
   "value": -15.384608
  },
  {
   "period": "2009-04-01",
   "value": -13.77714
  },
  {
   "period": "2009-07-01",
   "value": -6.763242
  },
  {
   "period": "2009-10-01",
   "value": 1.724127
  },
  {
   "period": "2010-01-01",
   "value": 7.636314
  },
  {
   "period": "2010-04-01",
   "value": 8.258587
  },
  {
   "period": "2010-07-01",
   "value": 5.699391
  },
  {
   "period": "2010-10-01",
   "value": 1.525465
  },
  {
   "period": "2011-01-01",
   "value": -0.675672
  },
  {
   "period": "2011-04-01",
   "value": -1.82425
  },
  {
   "period": "2011-07-01",
   "value": -1.960773
  },
  {
   "period": "2011-10-01",
   "value": -1.335551
  },
  {
   "period": "2012-01-01",
   "value": -0.51015
  },
  {
   "period": "2012-04-01",
   "value": 0.675672
  },
  {
   "period": "2012-07-01",
   "value": 0.333331
  },
  {
   "period": "2012-10-01",
   "value": 1.015222
  },
  {
   "period": "2013-01-01",
   "value": 1.367512
  },
  {
   "period": "2013-04-01",
   "value": 1.510108
  },
  {
   "period": "2013-07-01",
   "value": 2.990015
  },
  {
   "period": "2013-10-01",
   "value": 4.35508
  },
  {
   "period": "2014-01-01",
   "value": 6.576736
  },
  {
   "period": "2014-04-01",
   "value": 8.099171
  },
  {
   "period": "2014-07-01",
   "value": 8.871062
  },
  {
   "period": "2014-10-01",
   "value": 8.507218
  },
  {
   "period": "2015-01-01",
   "value": 6.645525
  },
  {
   "period": "2015-04-01",
   "value": 5.351693
  },
  {
   "period": "2015-07-01",
   "value": 5.333298
  },
  {
   "period": "2015-10-01",
   "value": 6.508835
  },
  {
   "period": "2016-01-01",
   "value": 8.011909
  },
  {
   "period": "2016-04-01",
   "value": 7.982575
  },
  {
   "period": "2016-07-01",
   "value": 6.751012
  },
  {
   "period": "2016-10-01",
   "value": 5.416677
  },
  {
   "period": "2017-01-01",
   "value": 4.395575
  },
  {
   "period": "2017-04-01",
   "value": 4.435496
  },
  {
   "period": "2017-07-01",
   "value": 4.743134
  },
  {
   "period": "2017-10-01",
   "value": 4.611343
  },
  {
   "period": "2018-01-01",
   "value": 4.342117
  },
  {
   "period": "2018-04-01",
   "value": 3.217443
  },
  {
   "period": "2018-07-01",
   "value": 2.767278
  },
  {
   "period": "2018-10-01",
   "value": 2.39297
  },
  {
   "period": "2019-01-01",
   "value": 1.387091
  },
  {
   "period": "2019-04-01",
   "value": 0.9975
  },
  {
   "period": "2019-07-01",
   "value": 0.73439
  },
  {
   "period": "2019-10-01",
   "value": 0.86104
  },
  {
   "period": "2020-01-01",
   "value": 1.741358
  },
  {
   "period": "2020-04-01",
   "value": 1.234635
  },
  {
   "period": "2020-07-01",
   "value": 2.551661
  },
  {
   "period": "2020-10-01",
   "value": 5.85362
  },
  {
   "period": "2021-01-01",
   "value": 7.701697
  },
  {
   "period": "2021-04-01",
   "value": 9.390219
  },
  {
   "period": "2021-07-01",
   "value": 8.293786
  },
  {
   "period": "2021-10-01",
   "value": 7.258054
  },
  {
   "period": "2022-01-01",
   "value": 8.172478
  },
  {
   "period": "2022-04-01",
   "value": 8.918628
  },
  {
   "period": "2022-07-01",
   "value": 10.940986
  },
  {
   "period": "2022-10-01",
   "value": 9.022566
  },
  {
   "period": "2023-01-01",
   "value": 3.987447
  },
  {
   "period": "2023-04-01",
   "value": 0.921151
  },
  {
   "period": "2023-07-01",
   "value": -1.084835
  },
  {
   "period": "2023-10-01",
   "value": -2.463068
  },
  {
   "period": "2024-01-01",
   "value": -1.311828
  },
  {
   "period": "2024-04-01",
   "value": 0.405677
  },
  {
   "period": "2024-07-01",
   "value": 0.897332
  },
  {
   "period": "2024-10-01",
   "value": 2.424288
  },
  {
   "period": "2025-01-01",
   "value": 4.192234
  },
  {
   "period": "2025-04-01",
   "value": 2.12123
  },
  {
   "period": "2025-07-01",
   "value": 2.272683
  },
  {
   "period": "2025-10-01",
   "value": 2.366848
  },
  {
   "period": "2026-01-01",
   "value": 1.177618
  }
 ],
 "url": "https://worldstat.us/indicator/uk-houses"
}