{
 "id": "ez-houses",
 "name": "House prices, y/y",
 "region": "eurozone",
 "layer": "cycle",
 "unit": "%",
 "cadence": "quarterly",
 "state": "normal",
 "qualifier": "4.7 pp above",
 "threshold": {
  "label": "\u003c 0 for 2 quarters",
  "op": "lt",
  "value": 0
 },
 "distance": 4.688461,
 "score": 79.3,
 "latest": {
  "period": "2026-01-01",
  "value": 4.688461
 },
 "stale": false,
 "trend": "falling",
 "publisher": "Bank for International Settlements, from Eurostat's euro-area house price index",
 "series_code": "WS_SPP Q.XM.N.628",
 "licence": "BIS terms of use: free reuse with attribution",
 "description": "Nominal residential property prices, all dwellings, as a change over four quarters, from the BIS's selected series, which restate Eurostat's euro-area house price index on a common base. Housing is the largest asset households own and the collateral behind most private credit, so a year-on-year fall in prices marks the point at which a slowdown reaches balance sheets. The series was added in September 2026 after an outside review.",
 "points": [
  {
   "period": "1976-01-01",
   "value": 7.728306
  },
  {
   "period": "1976-04-01",
   "value": 11.251808
  },
  {
   "period": "1976-07-01",
   "value": 13.579293
  },
  {
   "period": "1976-10-01",
   "value": 14.93801
  },
  {
   "period": "1977-01-01",
   "value": 14.970978
  },
  {
   "period": "1977-04-01",
   "value": 13.548716
  },
  {
   "period": "1977-07-01",
   "value": 13.395353
  },
  {
   "period": "1977-10-01",
   "value": 13.618127
  },
  {
   "period": "1978-01-01",
   "value": 13.918967
  },
  {
   "period": "1978-04-01",
   "value": 12.861198
  },
  {
   "period": "1978-07-01",
   "value": 12.145641
  },
  {
   "period": "1978-10-01",
   "value": 12.451301
  },
  {
   "period": "1979-01-01",
   "value": 14.266327
  },
  {
   "period": "1979-04-01",
   "value": 14.796589
  },
  {
   "period": "1979-07-01",
   "value": 13.983165
  },
  {
   "period": "1979-10-01",
   "value": 11.341851
  },
  {
   "period": "1980-01-01",
   "value": 8.854677
  },
  {
   "period": "1980-04-01",
   "value": 9.462459
  },
  {
   "period": "1980-07-01",
   "value": 13.167483
  },
  {
   "period": "1980-10-01",
   "value": 17.175869
  },
  {
   "period": "1981-01-01",
   "value": 19.886912
  },
  {
   "period": "1981-04-01",
   "value": 18.533682
  },
  {
   "period": "1981-07-01",
   "value": 12.683824
  },
  {
   "period": "1981-10-01",
   "value": 8.218281
  },
  {
   "period": "1982-01-01",
   "value": 4.710423
  },
  {
   "period": "1982-04-01",
   "value": 2.863882
  },
  {
   "period": "1982-07-01",
   "value": 4.071897
  },
  {
   "period": "1982-10-01",
   "value": 4.813628
  },
  {
   "period": "1983-01-01",
   "value": 5.410201
  },
  {
   "period": "1983-04-01",
   "value": 5.558681
  },
  {
   "period": "1983-07-01",
   "value": 5.661038
  },
  {
   "period": "1983-10-01",
   "value": 4.466979
  },
  {
   "period": "1984-01-01",
   "value": 2.896409
  },
  {
   "period": "1984-04-01",
   "value": 1.952768
  },
  {
   "period": "1984-07-01",
   "value": 1.061869
  },
  {
   "period": "1984-10-01",
   "value": 1.247727
  },
  {
   "period": "1985-01-01",
   "value": 1.647498
  },
  {
   "period": "1985-04-01",
   "value": 1.74861
  },
  {
   "period": "1985-07-01",
   "value": 2.278183
  },
  {
   "period": "1985-10-01",
   "value": 3.033024
  },
  {
   "period": "1986-01-01",
   "value": 2.796404
  },
  {
   "period": "1986-04-01",
   "value": 3.722624
  },
  {
   "period": "1986-07-01",
   "value": 4.153481
  },
  {
   "period": "1986-10-01",
   "value": 4.677999
  },
  {
   "period": "1987-01-01",
   "value": 6.579839
  },
  {
   "period": "1987-04-01",
   "value": 6.956388
  },
  {
   "period": "1987-07-01",
   "value": 6.520193
  },
  {
   "period": "1987-10-01",
   "value": 8.28622
  },
  {
   "period": "1988-01-01",
   "value": 7.641943
  },
  {
   "period": "1988-04-01",
   "value": 8.59152
  },
  {
   "period": "1988-07-01",
   "value": 10.628958
  },
  {
   "period": "1988-10-01",
   "value": 9.880232
  },
  {
   "period": "1989-01-01",
   "value": 11.819314
  },
  {
   "period": "1989-04-01",
   "value": 11.697479
  },
  {
   "period": "1989-07-01",
   "value": 11.631552
  },
  {
   "period": "1989-10-01",
   "value": 12.056496
  },
  {
   "period": "1990-01-01",
   "value": 12.26541
  },
  {
   "period": "1990-04-01",
   "value": 12.561834
  },
  {
   "period": "1990-07-01",
   "value": 12.238603
  },
  {
   "period": "1990-10-01",
   "value": 10.982753
  },
  {
   "period": "1991-01-01",
   "value": 9.423153
  },
  {
   "period": "1991-04-01",
   "value": 8.725373
  },
  {
   "period": "1991-07-01",
   "value": 7.75659
  },
  {
   "period": "1991-10-01",
   "value": 7.822343
  },
  {
   "period": "1992-01-01",
   "value": 6.405491
  },
  {
   "period": "1992-04-01",
   "value": 5.230702
  },
  {
   "period": "1992-07-01",
   "value": 4.215201
  },
  {
   "period": "1992-10-01",
   "value": 2.918146
  },
  {
   "period": "1993-01-01",
   "value": 2.069757
  },
  {
   "period": "1993-04-01",
   "value": 2.167668
  },
  {
   "period": "1993-07-01",
   "value": 2.298345
  },
  {
   "period": "1993-10-01",
   "value": 2.300191
  },
  {
   "period": "1994-01-01",
   "value": 2.354256
  },
  {
   "period": "1994-04-01",
   "value": 1.718353
  },
  {
   "period": "1994-07-01",
   "value": 1.66121
  },
  {
   "period": "1994-10-01",
   "value": 1.35678
  },
  {
   "period": "1995-01-01",
   "value": 1.375377
  },
  {
   "period": "1995-04-01",
   "value": 1.365398
  },
  {
   "period": "1995-07-01",
   "value": 1.587469
  },
  {
   "period": "1995-10-01",
   "value": 1.763272
  },
  {
   "period": "1996-01-01",
   "value": 2.116063
  },
  {
   "period": "1996-04-01",
   "value": 2.060589
  },
  {
   "period": "1996-07-01",
   "value": 2.013781
  },
  {
   "period": "1996-10-01",
   "value": 2.322495
  },
  {
   "period": "1997-01-01",
   "value": 1.383698
  },
  {
   "period": "1997-04-01",
   "value": 2.457933
  },
  {
   "period": "1997-07-01",
   "value": 1.949394
  },
  {
   "period": "1997-10-01",
   "value": 2.214566
  },
  {
   "period": "1998-01-01",
   "value": 2.369126
  },
  {
   "period": "1998-04-01",
   "value": 1.978216
  },
  {
   "period": "1998-07-01",
   "value": 2.659833
  },
  {
   "period": "1998-10-01",
   "value": 2.955307
  },
  {
   "period": "1999-01-01",
   "value": 4.241949
  },
  {
   "period": "1999-04-01",
   "value": 4.445283
  },
  {
   "period": "1999-07-01",
   "value": 5.299031
  },
  {
   "period": "1999-10-01",
   "value": 5.152048
  },
  {
   "period": "2000-01-01",
   "value": 6.104238
  },
  {
   "period": "2000-04-01",
   "value": 6.239075
  },
  {
   "period": "2000-07-01",
   "value": 5.572272
  },
  {
   "period": "2000-10-01",
   "value": 5.609977
  },
  {
   "period": "2001-01-01",
   "value": 5.23764
  },
  {
   "period": "2001-04-01",
   "value": 5.100409
  },
  {
   "period": "2001-07-01",
   "value": 4.993137
  },
  {
   "period": "2001-10-01",
   "value": 4.899423
  },
  {
   "period": "2002-01-01",
   "value": 5.793967
  },
  {
   "period": "2002-04-01",
   "value": 6.368302
  },
  {
   "period": "2002-07-01",
   "value": 6.670192
  },
  {
   "period": "2002-10-01",
   "value": 6.720077
  },
  {
   "period": "2003-01-01",
   "value": 6.07716
  },
  {
   "period": "2003-04-01",
   "value": 5.93761
  },
  {
   "period": "2003-07-01",
   "value": 5.794484
  },
  {
   "period": "2003-10-01",
   "value": 6.346748
  },
  {
   "period": "2004-01-01",
   "value": 5.986555
  },
  {
   "period": "2004-04-01",
   "value": 6.459891
  },
  {
   "period": "2004-07-01",
   "value": 6.84533
  },
  {
   "period": "2004-10-01",
   "value": 7.21389
  },
  {
   "period": "2005-01-01",
   "value": 7.619584
  },
  {
   "period": "2005-04-01",
   "value": 7.226546
  },
  {
   "period": "2005-07-01",
   "value": 7.101137
  },
  {
   "period": "2005-10-01",
   "value": 7.008242
  },
  {
   "period": "2006-01-01",
   "value": 6.3294
  },
  {
   "period": "2006-04-01",
   "value": 6.841733
  },
  {
   "period": "2006-07-01",
   "value": 6.974624
  },
  {
   "period": "2006-10-01",
   "value": 6.31025
  },
  {
   "period": "2007-01-01",
   "value": 6.341714
  },
  {
   "period": "2007-04-01",
   "value": 5.127123
  },
  {
   "period": "2007-07-01",
   "value": 4.3977
  },
  {
   "period": "2007-10-01",
   "value": 3.919524
  },
  {
   "period": "2008-01-01",
   "value": 3.701225
  },
  {
   "period": "2008-04-01",
   "value": 2.959849
  },
  {
   "period": "2008-07-01",
   "value": 1.368264
  },
  {
   "period": "2008-10-01",
   "value": -0.376691
  },
  {
   "period": "2009-01-01",
   "value": -2.762265
  },
  {
   "period": "2009-04-01",
   "value": -4.450506
  },
  {
   "period": "2009-07-01",
   "value": -4.292469
  },
  {
   "period": "2009-10-01",
   "value": -2.829013
  },
  {
   "period": "2010-01-01",
   "value": -1.559045
  },
  {
   "period": "2010-04-01",
   "value": 0.627208
  },
  {
   "period": "2010-07-01",
   "value": 1.282029
  },
  {
   "period": "2010-10-01",
   "value": 1.499064
  },
  {
   "period": "2011-01-01",
   "value": 1.575042
  },
  {
   "period": "2011-04-01",
   "value": 1.036494
  },
  {
   "period": "2011-07-01",
   "value": 0.714899
  },
  {
   "period": "2011-10-01",
   "value": -0.62192
  },
  {
   "period": "2012-01-01",
   "value": -0.999343
  },
  {
   "period": "2012-04-01",
   "value": -1.684096
  },
  {
   "period": "2012-07-01",
   "value": -2.611155
  },
  {
   "period": "2012-10-01",
   "value": -2.085408
  },
  {
   "period": "2013-01-01",
   "value": -2.801294
  },
  {
   "period": "2013-04-01",
   "value": -2.413103
  },
  {
   "period": "2013-07-01",
   "value": -1.250033
  },
  {
   "period": "2013-10-01",
   "value": -1.357244
  },
  {
   "period": "2014-01-01",
   "value": -0.091327
  },
  {
   "period": "2014-04-01",
   "value": 0.784519
  },
  {
   "period": "2014-07-01",
   "value": 0.818733
  },
  {
   "period": "2014-10-01",
   "value": 0.890044
  },
  {
   "period": "2015-01-01",
   "value": 1.09672
  },
  {
   "period": "2015-04-01",
   "value": 1.408809
  },
  {
   "period": "2015-07-01",
   "value": 1.768263
  },
  {
   "period": "2015-10-01",
   "value": 2.735965
  },
  {
   "period": "2016-01-01",
   "value": 3.524599
  },
  {
   "period": "2016-04-01",
   "value": 3.765617
  },
  {
   "period": "2016-07-01",
   "value": 4.380096
  },
  {
   "period": "2016-10-01",
   "value": 4.534461
  },
  {
   "period": "2017-01-01",
   "value": 4.396504
  },
  {
   "period": "2017-04-01",
   "value": 4.326235
  },
  {
   "period": "2017-07-01",
   "value": 4.358708
  },
  {
   "period": "2017-10-01",
   "value": 4.689026
  },
  {
   "period": "2018-01-01",
   "value": 4.952564
  },
  {
   "period": "2018-04-01",
   "value": 4.943389
  },
  {
   "period": "2018-07-01",
   "value": 4.980645
  },
  {
   "period": "2018-10-01",
   "value": 4.817175
  },
  {
   "period": "2019-01-01",
   "value": 4.18722
  },
  {
   "period": "2019-04-01",
   "value": 4.372874
  },
  {
   "period": "2019-07-01",
   "value": 4.090325
  },
  {
   "period": "2019-10-01",
   "value": 4.320044
  },
  {
   "period": "2020-01-01",
   "value": 5.105512
  },
  {
   "period": "2020-04-01",
   "value": 5.103331
  },
  {
   "period": "2020-07-01",
   "value": 5.218453
  },
  {
   "period": "2020-10-01",
   "value": 5.93847
  },
  {
   "period": "2021-01-01",
   "value": 6.220404
  },
  {
   "period": "2021-04-01",
   "value": 7.416563
  },
  {
   "period": "2021-07-01",
   "value": 9.237446
  },
  {
   "period": "2021-10-01",
   "value": 9.545683
  },
  {
   "period": "2022-01-01",
   "value": 9.996414
  },
  {
   "period": "2022-04-01",
   "value": 9.423921
  },
  {
   "period": "2022-07-01",
   "value": 7.044965
  },
  {
   "period": "2022-10-01",
   "value": 3.309074
  },
  {
   "period": "2023-01-01",
   "value": 0.574135
  },
  {
   "period": "2023-04-01",
   "value": -1.419479
  },
  {
   "period": "2023-07-01",
   "value": -2.078356
  },
  {
   "period": "2023-10-01",
   "value": -1.121131
  },
  {
   "period": "2024-01-01",
   "value": -0.075417
  },
  {
   "period": "2024-04-01",
   "value": 1.558074
  },
  {
   "period": "2024-07-01",
   "value": 2.937116
  },
  {
   "period": "2024-10-01",
   "value": 4.308391
  },
  {
   "period": "2025-01-01",
   "value": 5.518407
  },
  {
   "period": "2025-04-01",
   "value": 5.301051
  },
  {
   "period": "2025-07-01",
   "value": 5.227521
  },
  {
   "period": "2025-10-01",
   "value": 5.093168
  },
  {
   "period": "2026-01-01",
   "value": 4.688461
  }
 ],
 "url": "https://worldstat.us/indicator/ez-houses"
}